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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,819 | $183,592-50.5% | $155,567-41.6% | $145,959-37.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.53% | 61.24%-56.7pp | 64.74%-60.2pp | 561.95%-557.4pp |
| Employer contribution / active EE | $1,630 | $5,315-69.3% | $4,674-65.1% | $4,661-65.0% |
| Participant deferral / active EE | $5,286 | $6,464-18.2% | $5,628-6.1% | $6,689-21.0% |
| Admin fee / account holder | $9,456 | $19,318-51.1% | $15,916-40.6% | $13,398-29.4% |