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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,819 | $183,592-50.5% | $155,574-41.6% | $145,877-37.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.53% | 61.37%-56.8pp | 64.87%-60.3pp | 551.28%-546.8pp |
| Employer contribution / active EE | $1,630 | $5,317-69.3% | $4,676-65.1% | $4,663-65.0% |
| Participant deferral / active EE | $5,286 | $6,466-18.2% | $5,629-6.1% | $6,691-21.0% |
| Admin fee / account holder | $9,456 | $19,316-51.0% | $15,914-40.6% | $13,402-29.4% |