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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,098 | $111,878-80.2% | $93,727-76.4% | $145,897-84.9% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.8pp |
| Annual return | 14.77% | 204.28%-189.5pp | 133.83%-119.1pp | 552.29%-537.5pp |
| Employer contribution / active EE | $2,147 | $3,092-30.6% | $2,421-11.3% | $4,663-54.0% |
| Participant deferral / active EE | $4,603 | $4,920-6.5% | $4,417+4.2% | $6,689-31.2% |
| Admin fee / account holder | $635 | $10,256-93.8% | $8,292-92.3% | $13,390-95.3% |