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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,057 | $111,878-19.5% | $93,727-3.9% | $145,897-38.3% |
| Participation rate | 41.2% | 74.2%-33.0pp | 68.7%-27.5pp | 80.3%-39.1pp |
| Annual return | 11.01% | 204.28%-193.3pp | 133.83%-122.8pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,702 | $3,092-45.0% | $2,421-29.7% | $4,663-63.5% |
| Participant deferral / active EE | $5,100 | $4,920+3.7% | $4,417+15.5% | $6,689-23.8% |
| Admin fee / account holder | $4,682 | $10,256-54.4% | $8,292-43.5% | $13,390-65.0% |