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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,520 | $160,070-5.3% | $147,117+3.0% | $145,897+3.9% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 10.89% | 98.69%-87.8pp | 420.54%-409.7pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,005 | $5,285-62.1% | $4,932-59.4% | $4,663-57.0% |
| Participant deferral / active EE | $8,610 | $8,419+2.3% | $8,065+6.8% | $6,689+28.7% |
| Admin fee / account holder | $2,754 | $15,035-81.7% | $12,993-78.8% | $13,390-79.4% |