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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,148 | $81,358+131.3% | $155,556+21.0% | $80,959+132.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.56% | 33.39%-20.8pp | 64.84%-52.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $10,848 | $3,106+249.2% | $4,675+132.0% | $2,757+293.4% |
| Participant deferral / active EE | $5,875 | $3,455+70.0% | $5,631+4.3% | $4,300+36.6% |
| Admin fee / account holder | $1,517 | $7,994-81.0% | $15,885-90.4% | $6,925-78.1% |