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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,148 | $81,233+131.6% | $155,567+20.9% | $80,874+132.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 12.56% | 33.33%-20.8pp | 64.74%-52.2pp | 35.62%-23.1pp |
| Employer contribution / active EE | $10,848 | $3,101+249.8% | $4,674+132.1% | $2,756+293.7% |
| Participant deferral / active EE | $5,875 | $3,452+70.2% | $5,628+4.4% | $4,297+36.7% |
| Admin fee / account holder | $1,517 | $7,998-81.0% | $15,916-90.5% | $6,935-78.1% |