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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,310 | $111,878-72.0% | $93,727-66.6% | $145,897-78.5% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 4.43% | 204.28%-199.8pp | 133.83%-129.4pp | 552.29%-547.9pp |
| Employer contribution / active EE | $2,083 | $3,092-32.6% | $2,421-14.0% | $4,663-55.3% |
| Participant deferral / active EE | $4,154 | $4,920-15.6% | $4,417-6.0% | $6,689-37.9% |
| Admin fee / account holder | $69,594 | $10,256+578.5% | $8,292+739.3% | $13,390+419.7% |