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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,310 | $111,787-72.0% | $93,681-66.6% | $145,978-78.6% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 4.43% | 203.52%-199.1pp | 133.47%-129.0pp | 550.52%-546.1pp |
| Employer contribution / active EE | $2,083 | $3,093-32.7% | $2,422-14.0% | $4,662-55.3% |
| Participant deferral / active EE | $4,154 | $4,918-15.5% | $4,415-5.9% | $6,690-37.9% |
| Admin fee / account holder | $69,594 | $10,256+578.6% | $8,290+739.5% | $13,400+419.3% |