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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,310 | $111,785-72.0% | $93,669-66.6% | $145,877-78.5% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 4.43% | 203.79%-199.4pp | 133.59%-129.2pp | 551.28%-546.9pp |
| Employer contribution / active EE | $2,083 | $3,096-32.7% | $2,424-14.1% | $4,663-55.3% |
| Participant deferral / active EE | $4,154 | $4,919-15.5% | $4,416-5.9% | $6,691-37.9% |
| Admin fee / account holder | $69,594 | $10,256+578.6% | $8,291+739.4% | $13,402+419.3% |