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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,933 | $111,535+168.0% | $105,223+184.1% | $137,256+117.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 6.67% | 237.85%-231.2pp | 180.65%-174.0pp | 220.34%-213.7pp |
| Employer contribution / active EE | $4,449 | $3,939+12.9% | $3,689+20.6% | $4,156+7.0% |
| Participant deferral / active EE | $17,028 | $5,500+209.6% | $5,072+235.7% | $6,407+165.8% |
| Admin fee / account holder | $3,394 | $9,721-65.1% | $8,859-61.7% | $12,270-72.3% |