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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,933 | $129,737+130.4% | $119,126+150.9% | $154,746+93.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 6.67% | 379.08%-372.4pp | 282.11%-275.4pp | 172.34%-165.7pp |
| Employer contribution / active EE | $4,449 | $4,375+1.7% | $4,034+10.3% | $4,379+1.6% |
| Participant deferral / active EE | $17,028 | $5,842+191.5% | $5,318+220.2% | $6,730+153.0% |
| Admin fee / account holder | $3,394 | $11,961-71.6% | $10,693-68.3% | $14,365-76.4% |