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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,444 | $180,749-59.4% | $160,784-54.3% | $137,256-46.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.22% | 2234.46%-2218.2pp | 1803.92%-1787.7pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,992 | $4,155-52.1% | $3,733-46.6% | $4,156-52.1% |
| Participant deferral / active EE | $9,862 | $6,844+44.1% | $6,293+56.7% | $6,407+53.9% |
| Admin fee / account holder | $1,155 | $10,397-88.9% | $9,717-88.1% | $12,270-90.6% |