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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $748,558 | $88,815+742.8% | $81,882+814.2% | $145,897+413.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.36% | 1033.75%-1018.4pp | 779.47%-764.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $969 | $3,086-68.6% | $2,916-66.8% | $4,663-79.2% |
| Participant deferral / active EE | $7,371 | $4,647+58.6% | $4,323+70.5% | $6,689+10.2% |
| Admin fee / account holder | $2,754 | $8,434-67.3% | $7,360-62.6% | $13,390-79.4% |