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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,526 | $76,519-40.5% | $56,025-18.7% | $145,897-68.8% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 10.97% | 3017.03%-3006.1pp | 1712.69%-1701.7pp | 552.29%-541.3pp |
| Employer contribution / active EE | $241 | $1,383-82.6% | $1,042-76.8% | $4,663-94.8% |
| Participant deferral / active EE | $2,353 | $2,624-10.3% | $1,955+20.4% | $6,689-64.8% |
| Admin fee / account holder | $348 | $3,331-89.6% | $2,828-87.7% | $13,390-97.4% |