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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,526 | $76,785-40.7% | $56,441-19.3% | $145,959-68.8% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 10.97% | 3000.51%-2989.5pp | 1704.21%-1693.2pp | 561.95%-551.0pp |
| Employer contribution / active EE | $241 | $1,381-82.5% | $1,039-76.8% | $4,661-94.8% |
| Participant deferral / active EE | $2,353 | $2,624-10.3% | $1,953+20.5% | $6,689-64.8% |
| Admin fee / account holder | $348 | $3,334-89.6% | $2,829-87.7% | $13,398-97.4% |