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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,581 | $172,111-38.7% | $150,298-29.8% | $137,256-23.1% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 10.23% | 69.37%-59.1pp | 62.79%-52.6pp | 220.34%-210.1pp |
| Employer contribution / active EE | $3,908 | $4,636-15.7% | $4,154-5.9% | $4,156-6.0% |
| Participant deferral / active EE | $9,806 | $6,166+59.0% | $5,453+79.8% | $6,407+53.1% |
| Admin fee / account holder | $38,664 | $16,471+134.7% | $14,116+173.9% | $12,270+215.1% |