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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,102 | $100,203-30.0% | $85,240-17.8% | $145,897-52.0% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 11.04% | 84.28%-73.2pp | 66.75%-55.7pp | 552.29%-541.3pp |
| Employer contribution / active EE | $3,468 | $3,242+7.0% | $2,735+26.8% | $4,663-25.6% |
| Participant deferral / active EE | $4,963 | $5,299-6.3% | $4,527+9.6% | $6,689-25.8% |
| Admin fee / account holder | $113 | $7,265-98.4% | $6,165-98.2% | $13,390-99.2% |