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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,965 | $102,609-68.8% | $98,090-67.4% | $138,895-77.0% |
| Participation rate | 83.3% | 82.8%+0.6pp | 81.5%+1.8pp | 79.9%+3.4pp |
| Annual return | 18.22% | 36.44%-18.2pp | 37.05%-18.8pp | 145.39%-127.2pp |
| Employer contribution / active EE | $2,575 | $3,867-33.4% | $3,606-28.6% | $4,194-38.6% |
| Participant deferral / active EE | $3,561 | $8,167-56.4% | $7,845-54.6% | $6,396-44.3% |
| Admin fee / account holder | $2,452 | $11,434-78.6% | $11,815-79.2% | $12,562-80.5% |