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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,454 | $108,911-78.5% | $100,392-76.6% | $145,884-83.9% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 13.11% | 58.23%-45.1pp | 49.45%-36.3pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,919 | $4,420-33.9% | $3,941-25.9% | $4,662-37.4% |
| Participant deferral / active EE | $3,573 | $8,459-57.8% | $8,090-55.8% | $6,690-46.6% |
| Admin fee / account holder | $3,117 | $9,698-67.9% | $7,904-60.6% | $13,392-76.7% |