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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,795 | $101,795-43.2% | $165,100-65.0% | $80,959-28.6% |
| Participation rate | 97.6% | 71.8%+25.7pp | 78.6%+18.9pp | 67.7%+29.9pp |
| Annual return | 10.36% | 16.73%-6.4pp | 70.21%-59.9pp | 35.67%-25.3pp |
| Employer contribution / active EE | $6,483 | $2,954+119.5% | $4,348+49.1% | $2,757+135.1% |
| Participant deferral / active EE | $1,794 | $4,476-59.9% | $6,035-70.3% | $4,300-58.3% |
| Admin fee / account holder | $4,577 | $8,221-44.3% | $12,696-63.9% | $6,925-33.9% |