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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,795 | $83,369-0.7% | $105,223-21.3% | $67,986+21.8% |
| Participation rate | 23.1% | 56.3%-33.2pp | 75.0%-51.9pp | 57.2%-34.1pp |
| Annual return | 18.48% | 24.64%-6.2pp | 180.65%-162.2pp | 31.67%-13.2pp |
| Employer contribution / active EE | $1,152 | $2,541-54.6% | $3,689-68.8% | $2,019-42.9% |
| Participant deferral / active EE | $2,342 | $3,295-28.9% | $5,072-53.8% | $3,358-30.3% |
| Admin fee / account holder | $2,918 | $4,073-28.3% | $8,859-67.1% | $3,203-8.9% |