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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,260 | $183,592-56.3% | $155,574-48.4% | $145,877-45.0% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 9.68% | 61.37%-51.7pp | 64.87%-55.2pp | 551.28%-541.6pp |
| Employer contribution / active EE | $3,363 | $5,317-36.7% | $4,676-28.1% | $4,663-27.9% |
| Participant deferral / active EE | $8,247 | $6,466+27.5% | $5,629+46.5% | $6,691+23.3% |
| Admin fee / account holder | $3,319 | $19,316-82.8% | $15,914-79.1% | $13,402-75.2% |