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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,260 | $183,539-56.3% | $155,556-48.4% | $145,897-45.0% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 9.68% | 61.31%-51.6pp | 64.84%-55.2pp | 552.29%-542.6pp |
| Employer contribution / active EE | $3,363 | $5,315-36.7% | $4,675-28.1% | $4,663-27.9% |
| Participant deferral / active EE | $8,247 | $6,467+27.5% | $5,631+46.5% | $6,689+23.3% |
| Admin fee / account holder | $3,319 | $19,275-82.8% | $15,885-79.1% | $13,390-75.2% |