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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,713 | $111,878-45.7% | $93,727-35.2% | $145,897-58.4% |
| Participation rate | 45.8% | 74.2%-28.4pp | 68.7%-22.9pp | 80.3%-34.5pp |
| Annual return | 15.46% | 204.28%-188.8pp | 133.83%-118.4pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,289 | $3,092-58.3% | $2,421-46.7% | $4,663-72.3% |
| Participant deferral / active EE | $3,853 | $4,920-21.7% | $4,417-12.8% | $6,689-42.4% |
| Admin fee / account holder | $50 | $10,256-99.5% | $8,292-99.4% | $13,390-99.6% |