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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,496 | $112,729-25.9% | $98,716-15.4% | $137,256-39.2% |
| Participation rate | 45.5% | 74.2%-28.8pp | 69.3%-23.8pp | 80.0%-34.5pp |
| Annual return | 19.98% | 38.48%-18.5pp | 31.81%-11.8pp | 220.34%-200.4pp |
| Employer contribution / active EE | $1,335 | $2,725-51.0% | $2,279-41.4% | $4,156-67.9% |
| Participant deferral / active EE | $3,992 | $4,640-14.0% | $4,048-1.4% | $6,407-37.7% |
| Admin fee / account holder | $68 | $10,129-99.3% | $8,703-99.2% | $12,270-99.4% |