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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44 | $106,749-100.0% | $145,433-100.0% | $82,448-99.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.05% | 27.59%-13.5pp | 66.58%-52.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $2,009 | $3,444-41.7% | $4,554-55.9% | $2,551-21.2% |
| Participant deferral / active EE | $4,605 | $6,519-29.4% | $7,897-41.7% | $4,139+11.3% |
| Admin fee / account holder | $129,748 | $8,390+1446.5% | $13,129+888.3% | $7,234+1693.5% |