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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,072 | $227,399-63.9% | $189,758-56.7% | $198,609-58.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.50% | 61.03%-43.5pp | 52.62%-35.1pp | 202.70%-185.2pp |
| Employer contribution / active EE | $2,869 | $5,526-48.1% | $4,767-39.8% | $5,055-43.2% |
| Participant deferral / active EE | $4,580 | $6,837-33.0% | $5,856-21.8% | $6,977-34.4% |
| Admin fee / account holder | $513 | $25,162-98.0% | $20,388-97.5% | $19,030-97.3% |