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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,563 | $81,276+15.1% | $155,574-39.9% | $80,925+15.6% |
| Participation rate | 82.4% | 66.2%+16.1pp | 78.2%+4.1pp | 67.7%+14.7pp |
| Annual return | 9.63% | 33.36%-23.7pp | 64.87%-55.2pp | 35.65%-26.0pp |
| Employer contribution / active EE | $2,498 | $3,103-19.5% | $4,676-46.6% | $2,756-9.4% |
| Participant deferral / active EE | $5,717 | $3,453+65.6% | $5,629+1.6% | $4,299+33.0% |
| Admin fee / account holder | $11,219 | $7,993+40.4% | $15,914-29.5% | $6,940+61.7% |