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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,211 | $150,435+16.5% | $120,580+45.3% | $145,897+20.1% |
| Participation rate | 63.6% | 78.8%-15.2pp | 72.0%-8.3pp | 80.3%-16.7pp |
| Annual return | 11.89% | 154.60%-142.7pp | 107.48%-95.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $2,996 | $4,352-31.2% | $3,469-13.7% | $4,663-35.8% |
| Participant deferral / active EE | $8,494 | $6,174+37.6% | $4,995+70.0% | $6,689+27.0% |
| Admin fee / account holder | $58,630 | $12,182+381.3% | $9,418+522.5% | $13,390+337.9% |