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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,453 | $154,228-23.8% | $145,433-19.2% | $137,256-14.4% |
| Participation rate | 54.5% | 83.8%-29.2pp | 82.1%-27.6pp | 80.0%-25.4pp |
| Annual return | 16.01% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,420 | $4,804-49.6% | $4,554-46.9% | $4,156-41.8% |
| Participant deferral / active EE | $8,145 | $8,216-0.9% | $7,897+3.1% | $6,407+27.1% |
| Admin fee / account holder | $144,912 | $14,344+910.3% | $13,129+1003.8% | $12,270+1081.0% |