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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,653 | $100,970+135.4% | $96,576+146.1% | $137,256+73.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 20.14% | 38.16%-18.0pp | 38.47%-18.3pp | 220.34%-200.2pp |
| Employer contribution / active EE | $8,851 | $3,809+132.4% | $3,553+149.1% | $4,156+113.0% |
| Participant deferral / active EE | $14,456 | $8,286+74.5% | $7,956+81.7% | $6,407+125.6% |
| Admin fee / account holder | $1,470 | $11,312-87.0% | $11,381-87.1% | $12,270-88.0% |