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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,819 | $57,061+81.9% | $85,063+22.1% | $80,911+28.3% |
| Participation rate | 82.1% | 56.3%+25.8pp | 67.5%+14.6pp | 67.6%+14.5pp |
| Annual return | 12.29% | 21.66%-9.4pp | 66.54%-54.2pp | 35.63%-23.3pp |
| Employer contribution / active EE | $5,023 | $1,799+179.2% | $2,727+84.2% | $2,756+82.3% |
| Participant deferral / active EE | $7,438 | $3,110+139.1% | $4,523+64.5% | $4,297+73.1% |
| Admin fee / account holder | $1,523 | $4,986-69.5% | $6,155-75.3% | $6,935-78.0% |