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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $520,110 | $208,088+149.9% | $186,193+179.3% | $154,746+236.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 31.22% | 89.97%-58.8pp | 78.03%-46.8pp | 172.34%-141.1pp |
| Employer contribution / active EE | $2,723 | $4,340-37.3% | $3,918-30.5% | $4,379-37.8% |
| Participant deferral / active EE | $20,336 | $7,078+187.3% | $6,513+212.2% | $6,730+202.2% |
| Admin fee / account holder | $5,762 | $11,698-50.7% | $11,058-47.9% | $14,365-59.9% |