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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,997 | $97,125+222.3% | $86,233+263.0% | $137,256+128.0% |
| Participation rate | 91.7% | 74.2%+17.5pp | 69.0%+22.6pp | 80.0%+11.7pp |
| Annual return | 18.79% | 74.19%-55.4pp | 61.39%-42.6pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,818 | $2,841-36.0% | $2,504-27.4% | $4,156-56.3% |
| Participant deferral / active EE | $13,068 | $5,180+152.3% | $4,559+186.6% | $6,407+104.0% |
| Admin fee / account holder | $2,128 | $9,725-78.1% | $8,342-74.5% | $12,270-82.7% |