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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,936 | $102,382+220.3% | $147,005+123.1% | $80,874+305.5% |
| Participation rate | 98.2% | 75.8%+22.4pp | 82.2%+16.1pp | 67.6%+30.6pp |
| Annual return | 17.06% | 134.89%-117.8pp | 418.76%-401.7pp | 35.62%-18.6pp |
| Employer contribution / active EE | $15,152 | $3,715+307.9% | $4,934+207.1% | $2,756+449.8% |
| Participant deferral / active EE | $11,975 | $6,646+80.2% | $8,070+48.4% | $4,297+178.7% |
| Admin fee / account holder | $2,629 | $7,942-66.9% | $13,006-79.8% | $6,935-62.1% |