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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,007 | $110,137-45.5% | $161,149-62.8% | $82,637-27.4% |
| Participation rate | 85.0% | 72.4%+12.6pp | 78.8%+6.2pp | 68.1%+16.9pp |
| Annual return | 11.13% | 20.69%-9.6pp | 21.16%-10.0pp | 53.51%-42.4pp |
| Employer contribution / active EE | $3,777 | $2,856+32.2% | $4,360-13.4% | $2,552+48.0% |
| Participant deferral / active EE | $4,079 | $4,575-10.8% | $6,153-33.7% | $4,126-1.1% |
| Admin fee / account holder | $9,567 | $9,467+1.1% | $15,194-37.0% | $7,339+30.4% |