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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,660 | $30,423+109.3% | $56,025+13.6% | $74,478-14.5% |
| Participation rate | 33.3% | 32.9%+0.4pp | 52.5%-19.2pp | 67.2%-33.9pp |
| Annual return | 14.20% | 24.97%-10.8pp | 1712.69%-1698.5pp | 1370.56%-1356.4pp |
| Employer contribution / active EE | $1,012 | $610+65.8% | $1,042-2.9% | $2,626-61.5% |
| Participant deferral / active EE | $2,231 | $1,176+89.7% | $1,955+14.2% | $4,350-48.7% |
| Admin fee / account holder | $3,648 | $2,363+54.4% | $2,828+29.0% | $1,946+87.5% |