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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,660 | $34,932+82.2% | $56,441+12.8% | $74,546-14.6% |
| Participation rate | 33.3% | 32.9%+0.5pp | 52.5%-19.2pp | 67.2%-33.9pp |
| Annual return | 14.20% | 24.90%-10.7pp | 1704.21%-1690.0pp | 1366.03%-1351.8pp |
| Employer contribution / active EE | $1,012 | $608+66.3% | $1,039-2.6% | $2,624-61.4% |
| Participant deferral / active EE | $2,231 | $1,173+90.3% | $1,953+14.3% | $4,347-48.7% |
| Admin fee / account holder | $3,648 | $2,359+54.6% | $2,829+28.9% | $1,944+87.7% |