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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $154,228-75.2% | $145,433-73.7% | $137,256-72.1% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 15.75% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,626 | $4,804-66.2% | $4,554-64.3% | $4,156-60.9% |
| Participant deferral / active EE | $4,292 | $8,216-47.8% | $7,897-45.7% | $6,407-33.0% |
| Admin fee / account holder | $1,451 | $14,344-89.9% | $13,129-88.9% | $12,270-88.2% |