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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $156,398-75.5% | $147,318-74.0% | $138,895-72.5% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 15.75% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $1,626 | $4,853-66.5% | $4,593-64.6% | $4,194-61.2% |
| Participant deferral / active EE | $4,292 | $8,237-47.9% | $7,906-45.7% | $6,396-32.9% |
| Admin fee / account holder | $1,451 | $14,976-90.3% | $13,708-89.4% | $12,562-88.4% |