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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,774 | $93,345-78.8% | $119,126-83.4% | $87,485-77.4% |
| Participation rate | 73.6% | 68.7%+4.8pp | 75.8%-2.2pp | 68.9%+4.7pp |
| Annual return | 16.44% | 19.08%-2.6pp | 282.11%-265.7pp | 26.06%-9.6pp |
| Employer contribution / active EE | $2,606 | $3,172-17.8% | $4,034-35.4% | $2,596+0.4% |
| Participant deferral / active EE | $2,682 | $4,099-34.6% | $5,318-49.6% | $4,274-37.2% |
| Admin fee / account holder | $5,141 | $8,039-36.0% | $10,693-51.9% | $7,775-33.9% |