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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,774 | $88,672-77.7% | $105,223-81.2% | $82,448-76.0% |
| Participation rate | 73.6% | 67.9%+5.7pp | 75.0%-1.5pp | 68.1%+5.5pp |
| Annual return | 16.44% | 30.86%-14.4pp | 180.65%-164.2pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,606 | $3,048-14.5% | $3,689-29.3% | $2,551+2.2% |
| Participant deferral / active EE | $2,682 | $4,036-33.6% | $5,072-47.1% | $4,139-35.2% |
| Admin fee / account holder | $5,141 | $7,146-28.1% | $8,859-42.0% | $7,234-28.9% |