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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,883 | $57,140+108.1% | $85,240+39.5% | $80,959+46.8% |
| Participation rate | 34.9% | 56.4%-21.5pp | 67.5%-32.6pp | 67.7%-32.7pp |
| Annual return | 14.45% | 21.71%-7.3pp | 66.75%-52.3pp | 35.67%-21.2pp |
| Employer contribution / active EE | $1,121 | $1,802-37.8% | $2,735-59.0% | $2,757-59.4% |
| Participant deferral / active EE | $2,254 | $3,115-27.6% | $4,527-50.2% | $4,300-47.6% |
| Admin fee / account holder | $177 | $4,992-96.5% | $6,165-97.1% | $6,925-97.4% |