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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,321 | $57,590+126.3% | $86,233+51.1% | $82,448+58.1% |
| Participation rate | 29.3% | 57.9%-28.5pp | 69.0%-39.7pp | 68.1%-38.7pp |
| Annual return | 20.09% | 22.41%-2.3pp | 61.39%-41.3pp | 41.64%-21.6pp |
| Employer contribution / active EE | $906 | $1,655-45.3% | $2,504-63.8% | $2,551-64.5% |
| Participant deferral / active EE | $1,869 | $3,080-39.3% | $4,559-59.0% | $4,139-54.9% |
| Admin fee / account holder | $606 | $4,730-87.2% | $8,342-92.7% | $7,234-91.6% |