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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,064 | $99,921+115.2% | $85,009+153.0% | $145,959+47.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.62% | 83.89%-74.3pp | 66.47%-56.9pp | 561.95%-552.3pp |
| Employer contribution / active EE | $10,607 | $3,233+228.1% | $2,728+288.8% | $4,661+127.6% |
| Participant deferral / active EE | $10,479 | $5,293+98.0% | $4,522+131.8% | $6,689+56.7% |
| Admin fee / account holder | $67,673 | $7,252+833.2% | $6,153+999.9% | $13,398+405.1% |