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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,443 | $185,312+138.8% | $161,489+174.0% | $154,746+185.9% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 12.66% | 103.84%-91.2pp | 89.72%-77.1pp | 172.34%-159.7pp |
| Employer contribution / active EE | $2,672 | $4,769-44.0% | $4,268-37.4% | $4,379-39.0% |
| Participant deferral / active EE | $7,612 | $6,350+19.9% | $5,630+35.2% | $6,730+13.1% |
| Admin fee / account holder | $2,394 | $18,654-87.2% | $16,006-85.0% | $14,365-83.3% |