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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,140 | $183,539+151.8% | $155,556+197.1% | $145,897+216.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 12.74% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $10,821 | $5,315+103.6% | $4,675+131.4% | $4,663+132.1% |
| Participant deferral / active EE | $6,640 | $6,467+2.7% | $5,631+17.9% | $6,689-0.7% |
| Admin fee / account holder | $3,106 | $19,275-83.9% | $15,885-80.4% | $13,390-76.8% |