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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,782 | $88,815-65.3% | $81,882-62.4% | $145,897-78.9% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 15.29% | 1033.75%-1018.5pp | 779.47%-764.2pp | 552.29%-537.0pp |
| Employer contribution / active EE | $1,672 | $3,086-45.8% | $2,916-42.6% | $4,663-64.1% |
| Participant deferral / active EE | $2,433 | $4,647-47.7% | $4,323-43.7% | $6,689-63.6% |
| Admin fee / account holder | $48,697 | $8,434+477.4% | $7,360+561.7% | $13,390+263.7% |