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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,782 | $88,710-65.3% | $81,783-62.4% | $145,959-78.9% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 15.29% | 1027.26%-1012.0pp | 775.05%-759.8pp | 561.95%-546.7pp |
| Employer contribution / active EE | $1,672 | $3,083-45.8% | $2,913-42.6% | $4,661-64.1% |
| Participant deferral / active EE | $2,433 | $4,645-47.6% | $4,320-43.7% | $6,689-63.6% |
| Admin fee / account holder | $48,697 | $8,407+479.2% | $7,380+559.9% | $13,398+263.5% |