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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,361 | $132,634-23.6% | $115,768-12.4% | $137,256-26.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 10.99% | 160.70%-149.7pp | 100.46%-89.5pp | 220.34%-209.4pp |
| Employer contribution / active EE | $1,261 | $3,360-62.5% | $2,940-57.1% | $4,156-69.6% |
| Participant deferral / active EE | $1,587 | $5,619-71.7% | $4,917-67.7% | $6,407-75.2% |
| Admin fee / account holder | $4,524 | $15,028-69.9% | $12,439-63.6% | $12,270-63.1% |