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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,444 | $60,504+4.9% | $81,882-22.5% | $74,478-14.8% |
| Participation rate | 24.6% | 62.9%-38.3pp | 72.4%-47.8pp | 67.2%-42.6pp |
| Annual return | 14.11% | 16.91%-2.8pp | 779.47%-765.4pp | 1370.56%-1356.4pp |
| Employer contribution / active EE | $748 | $2,627-71.5% | $2,916-74.4% | $2,626-71.5% |
| Participant deferral / active EE | $1,451 | $3,400-57.3% | $4,323-66.4% | $4,350-66.6% |
| Admin fee / account holder | $8,913 | $1,492+497.5% | $7,360+21.1% | $1,946+358.1% |