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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,444 | $60,305+5.2% | $81,780-22.4% | $74,400-14.7% |
| Participation rate | 24.6% | 62.9%-38.3pp | 72.4%-47.8pp | 67.2%-42.6pp |
| Annual return | 14.11% | 16.89%-2.8pp | 776.27%-762.2pp | 1367.51%-1353.4pp |
| Employer contribution / active EE | $748 | $2,623-71.5% | $2,914-74.3% | $2,624-71.5% |
| Participant deferral / active EE | $1,451 | $3,390-57.2% | $4,321-66.4% | $4,348-66.6% |
| Admin fee / account holder | $8,913 | $1,484+500.6% | $7,384+20.7% | $1,944+358.6% |