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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,444 | $60,393+5.1% | $81,820-22.5% | $74,429-14.8% |
| Participation rate | 24.6% | 62.9%-38.3pp | 72.4%-47.8pp | 67.2%-42.6pp |
| Annual return | 14.11% | 16.89%-2.8pp | 777.93%-763.8pp | 1368.38%-1354.3pp |
| Employer contribution / active EE | $748 | $2,626-71.5% | $2,915-74.3% | $2,625-71.5% |
| Participant deferral / active EE | $1,451 | $3,397-57.3% | $4,323-66.4% | $4,348-66.6% |
| Admin fee / account holder | $8,913 | $1,491+497.9% | $7,391+20.6% | $1,944+358.4% |