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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,479 | $160,070-44.7% | $147,117-39.9% | $145,897-39.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 11.27% | 98.69%-87.4pp | 420.54%-409.3pp | 552.29%-541.0pp |
| Employer contribution / active EE | $2,937 | $5,285-44.4% | $4,932-40.5% | $4,663-37.0% |
| Participant deferral / active EE | $8,784 | $8,419+4.3% | $8,065+8.9% | $6,689+31.3% |
| Admin fee / account holder | $1,337 | $15,035-91.1% | $12,993-89.7% | $13,390-90.0% |