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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,007 | $106,864+172.3% | $147,318+97.5% | $82,637+252.1% |
| Participation rate | 87.8% | 75.5%+12.3pp | 82.1%+5.7pp | 68.1%+19.8pp |
| Annual return | 15.38% | 27.49%-12.1pp | 70.43%-55.1pp | 53.51%-38.1pp |
| Employer contribution / active EE | $1,896 | $3,417-44.5% | $4,593-58.7% | $2,552-25.7% |
| Participant deferral / active EE | $16,203 | $6,496+149.4% | $7,906+104.9% | $4,126+292.7% |
| Admin fee / account holder | $24,523 | $8,415+191.4% | $13,708+78.9% | $7,339+234.2% |