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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,170 | $160,070+83.8% | $147,117+100.0% | $145,897+101.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.47% | 98.69%-81.2pp | 420.54%-403.1pp | 552.29%-534.8pp |
| Employer contribution / active EE | $3,279 | $5,285-37.9% | $4,932-33.5% | $4,663-29.7% |
| Participant deferral / active EE | $8,349 | $8,419-0.8% | $8,065+3.5% | $6,689+24.8% |
| Admin fee / account holder | $2,926 | $15,035-80.5% | $12,993-77.5% | $13,390-78.1% |