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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,277 | $29,319-92.2% | $52,425-95.7% | $82,448-97.2% |
| Participation rate | 25.5% | 46.9%-21.4pp | 55.6%-30.2pp | 68.1%-42.6pp |
| Annual return | 17.00% | 535.20%-518.2pp | 302.12%-285.1pp | 41.64%-24.6pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $242 | $1,171-79.3% | $1,790-86.5% | $4,139-94.2% |
| Admin fee / account holder | $86 | $1,962-95.6% | $2,495-96.5% | $7,234-98.8% |