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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,708 | $29,733-27.0% | $56,025-61.3% | $80,959-73.2% |
| Participation rate | 28.3% | 41.7%-13.4pp | 52.5%-24.2pp | 67.7%-39.4pp |
| Annual return | 19.96% | 35.28%-15.3pp | 1712.69%-1692.7pp | 35.67%-15.7pp |
| Employer contribution / active EE | $386 | $672-42.6% | $1,042-63.0% | $2,757-86.0% |
| Participant deferral / active EE | $1,693 | $1,229+37.7% | $1,955-13.4% | $4,300-60.6% |
| Admin fee / account holder | $85 | $2,434-96.5% | $2,828-97.0% | $6,925-98.8% |