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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,394 | $174,379-14.9% | $152,093-2.4% | $138,895+6.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.97% | 74.86%-56.9pp | 66.36%-48.4pp | 145.39%-127.4pp |
| Employer contribution / active EE | $8,747 | $4,652+88.0% | $4,175+109.5% | $4,194+108.5% |
| Participant deferral / active EE | $6,885 | $6,159+11.8% | $5,451+26.3% | $6,396+7.6% |
| Admin fee / account holder | $1,220 | $16,880-92.8% | $14,497-91.6% | $12,562-90.3% |