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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,607 | $172,111-66.5% | $150,298-61.7% | $137,256-58.0% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 18.87% | 69.37%-50.5pp | 62.79%-43.9pp | 220.34%-201.5pp |
| Employer contribution / active EE | $1,839 | $4,636-60.3% | $4,154-55.7% | $4,156-55.7% |
| Participant deferral / active EE | $3,284 | $6,166-46.7% | $5,453-39.8% | $6,407-48.7% |
| Admin fee / account holder | $598 | $16,471-96.4% | $14,116-95.8% | $12,270-95.1% |