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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,607 | $227,399-74.7% | $189,758-69.6% | $198,609-71.0% |
| Participation rate | 70.0% | 84.0%-14.0pp | 79.8%-9.8pp | 82.4%-12.4pp |
| Annual return | 18.87% | 61.03%-42.2pp | 52.62%-33.8pp | 202.70%-183.8pp |
| Employer contribution / active EE | $1,839 | $5,526-66.7% | $4,767-61.4% | $5,055-63.6% |
| Participant deferral / active EE | $3,284 | $6,837-52.0% | $5,856-43.9% | $6,977-52.9% |
| Admin fee / account holder | $598 | $25,162-97.6% | $20,388-97.1% | $19,030-96.9% |