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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,877 | $88,672-66.3% | $105,223-71.6% | $82,448-63.8% |
| Participation rate | 57.7% | 67.9%-10.2pp | 75.0%-17.3pp | 68.1%-10.3pp |
| Annual return | 17.52% | 30.86%-13.3pp | 180.65%-163.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $1,863 | $3,048-38.9% | $3,689-49.5% | $2,551-27.0% |
| Participant deferral / active EE | $3,203 | $4,036-20.6% | $5,072-36.9% | $4,139-22.6% |
| Admin fee / account holder | $1,578 | $7,146-77.9% | $8,859-82.2% | $7,234-78.2% |