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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,099 | $172,111-47.1% | $150,298-39.4% | $137,256-33.6% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 15.04% | 69.37%-54.3pp | 62.79%-47.8pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,383 | $4,636-70.2% | $4,154-66.7% | $4,156-66.7% |
| Participant deferral / active EE | $4,640 | $6,166-24.7% | $5,453-14.9% | $6,407-27.6% |
| Admin fee / account holder | $495 | $16,471-97.0% | $14,116-96.5% | $12,270-96.0% |