Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $50,513 |
ICOM ADVISORS LLC4+ years Service code 27 · EIN 27-3622499 | Advisory (Plan) | $14,216 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,333 | $89,248-24.6% | $136,007-50.5% | $74,546-9.7% |
| Participation rate | 64.2% | 69.4%-5.2pp | 76.5%-12.3pp | 67.2%-3.0pp |
| Annual return | 9.46% | 22.76%-13.3pp | 579.32%-569.9pp | 1366.03%-1356.6pp |
| Employer contribution / active EE | $1,390 | $2,838-51.0% | $4,215-67.0% | $2,624-47.0% |
| Participant deferral / active EE | $2,448 | $4,598-46.7% | $7,024-65.1% | $4,347-43.7% |
| Admin fee / account holder | $351 | $1,545-77.3% | $6,858-94.9% | $1,944-82.0% |