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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,181 | $112,729-76.8% | $98,716-73.5% | $137,256-80.9% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.3%-6.8pp | 80.0%-17.5pp |
| Annual return | 13.20% | 38.48%-25.3pp | 31.81%-18.6pp | 220.34%-207.1pp |
| Employer contribution / active EE | $1,418 | $2,725-48.0% | $2,279-37.8% | $4,156-65.9% |
| Participant deferral / active EE | $1,556 | $4,640-66.5% | $4,048-61.6% | $6,407-75.7% |
| Admin fee / account holder | $313 | $10,129-96.9% | $8,703-96.4% | $12,270-97.4% |