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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,475 | $71,230+8.8% | $93,727-17.3% | $80,959-4.3% |
| Participation rate | 88.0% | 60.4%+27.6pp | 68.7%+19.3pp | 67.7%+20.3pp |
| Annual return | 8.74% | 11.26%-2.5pp | 133.83%-125.1pp | 35.67%-26.9pp |
| Employer contribution / active EE | $1,998 | $1,565+27.6% | $2,421-17.5% | $2,757-27.5% |
| Participant deferral / active EE | $3,280 | $4,037-18.8% | $4,417-25.7% | $4,300-23.7% |
| Admin fee / account holder | $845 | $6,961-87.9% | $8,292-89.8% | $6,925-87.8% |