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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,475 | $71,197+8.8% | $93,669-17.3% | $80,925-4.3% |
| Participation rate | 88.0% | 60.4%+27.6pp | 68.7%+19.3pp | 67.7%+20.3pp |
| Annual return | 8.74% | 11.27%-2.5pp | 133.59%-124.9pp | 35.65%-26.9pp |
| Employer contribution / active EE | $1,998 | $1,565+27.7% | $2,424-17.6% | $2,756-27.5% |
| Participant deferral / active EE | $3,280 | $4,036-18.7% | $4,416-25.7% | $4,299-23.7% |
| Admin fee / account holder | $845 | $6,959-87.9% | $8,291-89.8% | $6,940-87.8% |