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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,635 | $88,186-55.1% | $165,071-76.0% | $74,459-46.8% |
| Participation rate | 60.9% | 73.1%-12.2pp | 78.6%-17.7pp | 67.2%-6.3pp |
| Annual return | 14.77% | 17.13%-2.4pp | 70.17%-55.4pp | 1369.70%-1354.9pp |
| Employer contribution / active EE | $1,466 | $2,600-43.6% | $4,347-66.3% | $2,626-44.2% |
| Participant deferral / active EE | $2,621 | $4,505-41.8% | $6,035-56.6% | $4,350-39.7% |
| Admin fee / account holder | $1,940 | $2,234-13.2% | $12,695-84.7% | $1,945-0.3% |