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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,635 | $88,117-55.0% | $164,928-76.0% | $74,400-46.7% |
| Participation rate | 60.9% | 73.1%-12.2pp | 78.6%-17.7pp | 67.2%-6.3pp |
| Annual return | 14.77% | 17.27%-2.5pp | 70.08%-55.3pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $1,466 | $2,596-43.5% | $4,343-66.2% | $2,624-44.1% |
| Participant deferral / active EE | $2,621 | $4,501-41.8% | $6,034-56.6% | $4,348-39.7% |
| Admin fee / account holder | $1,940 | $2,230-13.0% | $12,684-84.7% | $1,944-0.2% |